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Streamline Your Debt and
Lower Payments

Reduce high-interest debt, simplify payments and take on 2026 with confidence

Multiple Ways We Can Help You Consolidate Debt

VISA® Credit Card — 0% Intro APR for 12 Months*

Special limited-time promotion
Transfer balances or finance new purchases
Pay down debt faster with no interest during the promo period
Ideal for short-term consolidation

Apply for the Visa® Card

Home Equity Loans — 1.99% APR for 6 Months**

Lower interest rates for larger balances
Predictable monthly payments
Strong option for long-term savings

Apply for a Home Equity Loan

Personal Loans — Quick, Simple Solutions

Fixed payments (maximum term of 36 months)
Fast approval process
Combine multiple debts into one easy payment

Apply for a Personal Loan

Couple buying car

Members Trust Advance Financial FCU

“My family has been a long-time customer…Superb customer service and products!”

— C. Williams

“Exceptional service…The whole staff is courteous and kind.”

— P. Moore

“Had such a great experience over the years here.”

— P. Schmidt

“Friendliest service in town!”

— T. Mele

Not a Member Yet?

Join and Take Advantage of Our Savings Today!

Membership is open to individuals (and their families) who live, work, worship, volunteer, or are educated in Lake or Porter Counties in Indiana.

You can join online in just 3 simple steps.

Become a Member

Lower Your Payments. Simplify Debt. Move Forward in 2026.

Let’s find the best consolidation option for your goals.

Choose Your Option Talk to a Loan Specialist

Not a member yet? See how easy it is to bank local!

*APR = Annual Percentage Rate. 0% APR applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the highest U.S. Prime Rate published in the Wall Street Journal on the last business day of the calendar month prior to your statement closing date (“Last Business Day”) and will apply beginning with the first billing period following the Last Business Day. We add a margin to the Prime Rate to determine variable APRs. All APRs are based on creditworthiness. Rates are accurate as of December 1, 2025, and are subject to change. See the card application's Important Disclosures for current terms, rates, and fees. This card is issued by TCM Bank, N.A. Subject to card approval.

**APR = Annual Percentage Rate. 1.99% introductory Annual Percentage Rate (APR) is available on Home Equity Lines of Credit (HELOC) with an 80% loan-to-value (LTV) or less. The APR is based on the person's creditworthiness. The offer is available for new applications submitted and is for a limited time only. Promotion eligibility applies to one borrower/member only, one time. At least one qualifying transaction must be made within 90 days of the HELOC open date for the introductory APR to apply. The introductory APR will remain fixed for the first 6 months and will begin on the date the HELOC is opened. After the introductory period, the APR becomes variable and adjusts based on the Prime Rate (the index) as published in the Wall Street Journal. As of December 11, 2025, the prime rate was 6.75%. The variable rate is as low as 6.50%. Variable interest rates may vary according to creditworthiness. The lifetime APR will not exceed 18% and will not fall below 3%. Loans are subject to approval and program guidelines. Interest rates and program terms are subject to change without notice. Property insurance is required. Customer pays no closing costs or appraisal fee. Consult a tax advisor regarding the deductibility of interest.

4035 Alder Street | East Chicago, IN 46312 | 219.392.3900 31 W US Highway 30 | Schererville, IN 46375 | 219.392.3940