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Shared Branches

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Branches Where You’ll Feel Right at Home

When your credit union belongs to the CO-OP Shared Branch network, doors open for you from coast to coast. Shared Branch credit unions at thousands of locations partner to provide personal service and easy account access for each other’s members wherever they happen to be. So even if you’re far from home, you can conduct transactions just as you would at one of our own branches.

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Shared Branch - Member Notice

As of March 15, 2022, one of the Shared Branch credit unions, Credit Union 1, will remove their locations from the Shared Branch network. If you use one these locations, you can find another shared branch closest to the Credit Union 1 locations by viewing the list below.

Shared Branches near CU 1

Shared Branches & ATMs Across the Country

Today CO-OP Shared Branch is the nation’s third largest branch network with over 5,600 branches, hundreds of Shared Branch express self-service locations and over 33,000 ATM locations nationwide. Find a location nearest you online or by phone.

  • Online at
  • Call 888-748-3266
  • Text a zip code to 91989 to find nearby ATM and Shared branch locations. SB = Shared Branch, SBX = Shared Branch Express (Standard messaging fees apply)
  • Download the CO-OP ATM/Shared Branch Locator app - iPhones, Androids

Learn More

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How it Works

As an AFFCU member, you can visit a credit union or ATM in the CO-OP Shared Branch network and perform transactions just like you would at your home branch. You will need a valid Driver’s license and your account number to perform transactions. There is no fee for members who live more than 10 miles from an AFFCU branch. If you live within 10 miles of an AFFCU branch, there is a small fee of $3.50 per transaction. Transactions you can perform include:

  • Check deposits
  • Cash deposits
  • Transfers from accounts within the same membership
  • Loan payments by cash, check or transfer
  • Cash advances
  • Cash withdrawals

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Shared Branch Express

CO-OP Shared Branch Express is a shared branching service delivered primarily through self-service terminals. It enables you to skip teller lines, have 24/7 access to many locations and conduct your most frequent transactions quickly and easily. To perform transactions you will need the name of your credit union, account number and your ATM/Debit card or driver’s license with magnetic stripe. (It must match the name on your account).