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85th Anniversary Member Drawing!

As members of Advance Financial, together we can celebrate our long-running success. Happy 85th Birthday to one and all! We look forward to many more years serving you, our members. In celebration of this milestone, we will draw one lucky member to win an $85 gift card* each month.

If you haven't told your family members about Advance Financial, now's a great time. Your immediate family members are eligible to join Advance Financial FCU. Your friends can join too as long as they meet one of the membership eligibility requirements within Lake or Porter County:

  • Live
  • Work
  • Worship
  • Go to School
  • Volunteer

*The promotion period is from March 1 to October 31, 2023. No purchase neccessary. All current AFFCU members age 18 and over in good standing will be automatically entered in the contest. There will be one drawing for one (1) $85 gift card per month. Drawings will be held on the last day of the month (unless the last day falls on a weekend, then the drawing will be held the following business day). Winners will be selected at random. Only one prize per member. The winner will be notified and announced within 5 business days of drawing. See full drawing rules linked below.

*Member Monthly Drawing Rules  Apply Now

HELOC Promotion- 1.99% APR for first 6 months

Your home is a valuable source of newfound money with an Advance Financial Home Equity Line of Credit. Use your money for practically anything you can dream of:

  • Fix up your house
  • Pay for a college education
  • Take the trip of a lifetime
  • Pay off high interest credit cards

With fast approval, you can lock in a low rate and get quick cash out of your house. Contact Advance Financial today.

*APR=Annual Percentage Rate. 1.99% introductory Annual Percentage Rate (APR) is available on Home Equity Lines of Credit (HELOC) with an 80% loan-to-value (LTV) or less. The APR is based on the person's credit worthiness. Offer is available for new applications submitted and is for a limited time only.  A minimum of one qualifying transaction must be made within 90 days of the HELOC open date for the introductory APR to apply. The introductory APR will remain fixed for the first 6 months and will begin on the date the HELOC is opened. After the introductory period, the APR becomes variable and adjusts based on the Prime Rate (the index) as published in the Wall Street Journal. As of July 27, 2023 the prime rate was 8.50%. The variable rate is as low as 8.25%. Variable interest rates may vary according to credit worthiness. Lifetime APR will not exceed 18% and will not go below 3%. Loans are subject to approval and program guidelines. Interest rates and program terms are subject to change without notice. Property insurance is required. Customer pays no closings costs or appraisal fee. Consult a tax advisor regarding the deductibility of interest. See the Rate page linked below for repayment examples.

HELOC Disclosures HELOC Promotion Rules  Rates 


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Switch to eStatements and Get $10!

Switch to eStatements and receive $10 cash!* Making the switch is easy. Simply click on the link below and follow the step-by-step instructions. Not only will switching to eStatements save you time, you’ll also get your statements faster and keep your account safer than with traditional mail. What are you waiting for? Fall in love with the many benefits of eStatements today!

  • Easy and free enrollment
  • View, download and print at anytime
  • Store prior statements up to 18 months
  • Receive faster than paper statements
  • Help prevent identity theft by reducing mail fraud
  • Environmentally-friendly

Having trouble enrolling? Contact us at 219.392.3900, ext. 3103 for help with the enrollment process today.

eStatement Promotion Rules  eStatements Registration