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Fee Schedule

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Fee Schedule

Fee Schedule
Effective Date: Tuesday, November 24th, 2020
ServiceFee
Electronic Services
Online Banking FREE
Bill Pay FREE
Mobile Banking FREE
Touch Tone Teller FREE
Savings
Returned Item (per submission) $37.00
Account Early Closing (Closed within 90 days) $25.00
Excessive Withdrawals $3.00
Inactivity Fee (after 9 months for balances <$500) $5.00
Inactivity Minor Account Fee (after 15 months for balances <$500) $1.00
Checking
Courtesy Pay $37.00
Non-Sufficient Funds (per submission) $37.00
Inactivity Fee (after 9 months for balances <$500 (excludes minor accounts) $5.00
Bill Pay Non-Sufficient Funds (AFFCU/Vendor) $37.00/$37.00
Stop Payment $37.00
Returned Items (check or ACH) $37.00
Overdraft Transfer (limit 6 per month) $10.00
Draft Reconciliation (1 hour minimum) $25.00/hour
Check Copy $5.00
Check Orders Varies by Design
ATM/Debit
Member Foreign ATM $1.75
Alliance One/CO-OP ATMs - Advantage Plus Checking FREE
Alliance One/CO-OP ATMs - Free Checking $1.75 (only 1 fee)
Alliance One/CO-OP ATMs - Better Than Free Checking $1.75 (only 1 fee)
Courtesy Pay $37.00
Withdrawal Overdraft $37.00
Overdraft Transfer (limit 6 per month) $10.00
Card Replacement $15.00
IRA
Maintenance $15.00/year
External Transfer $35.00
Closing $35.00
Checks
Money Order $2.50
Official Checks $3.50
Stop Payment of Official Checks $37.00
Check Copy $5.00
Copy of Official Check $10.00
Wire Transfers
Incoming $15.00
Outgoing $30.00
Foreign $50.00
Safe Deposit Boxes
3 x 5 $25.00
5 x 5 $30.00
3 x 10 $35.00
5 x 10 $50.00
10 x 10 $75.00
Monthly Late Fee (after 10 days delinquent) $5.00/per month
Box Drilling $200.00
Key Replacement $40.00
Service Fees
Check Cashing (<$500 on deposit or <$2,500 in loan balances) $5.00
Excessive Share Withdrawal (4 free per month) $2.00
Credit Union Shared Branch Transactions  
Members living outside a 10-mile radius of AFFCU FREE
Members going out of town FREE
Members living within a 10-mile radius of AFFCU $3.00
Account Early Closing (closed within 90 days) $25.00
Holiday and Back-to-School Club Early Withdrawal $5.00
Duplicate Statement/Amortization Schedule (<12 months) $5.00
Duplicate Statement/Amortization Schedule (>12 months) $10.00
Fax $10.00
Photo Copy (per page) $0.25
Check by Phone $10.00
Notary $2.00
Account Verification (excluding financial aid) $10.00
Research (1 hour minimum) $30.00/hour
Re-Clear Check $10.00
Member ID Card Replacement $3.00
Coin Exchange 2.00% of amount
Invalid Address $5.00
Account Reinstatement $25.00
Inactive Account (after 9 months for balances <$500) $5.00
Inactive Minor Account (after 15 months for balances <$500) $1.00
Garnishment/Subpoena/Tax Levee Set Up $100.00
Subordination of Lien (subject to restrictions) $100.00
Authorization Letter to Remove Vehicle from Country $25.00
Loan
Loan Pay-Off Statement $10.00
Late Charges $30.00
Loan Coupon Replacement $5.00