| Service | Fee |
| Electronic Services |
| Online Banking |
FREE |
| Bill Pay |
FREE |
| Mobile Banking |
FREE |
| Touch Tone Teller |
FREE |
| Savings |
| Returned Item (per submission) |
$37.00 |
| Account Early Closing (Closed within 90 days) |
$25.00 |
| Excessive Withdrawals |
$3.00 |
| Inactivity Fee (after 9 months for balances <$500) |
$5.00 |
| Inactivity Minor Account Fee (after 15 months for balances <$500) |
$1.00 |
| Checking |
| Courtesy Pay |
$37.00 |
| Non-Sufficient Funds (per submission) |
$37.00 |
| Inactivity Fee (after 9 months for balances <$500 (excludes minor accounts) |
$5.00 |
| Bill Pay Non-Sufficient Funds (AFFCU/Vendor) |
$37.00/$37.00 |
| Stop Payment |
$37.00 |
| Returned Items (check or ACH) |
$37.00 |
| Overdraft Transfer (limit 6 per month) |
$10.00 |
| Draft Reconciliation (1 hour minimum) |
$25.00/hour |
| Check Copy |
$5.00 |
| Check Orders |
Varies by Design |
| ATM/Debit |
| Member Foreign ATM |
$1.75 |
| Alliance One/CO-OP ATMs - Advantage Plus Checking |
FREE |
| Alliance One/CO-OP ATMs - Free Checking |
$1.75 (only 1 fee) |
| Alliance One/CO-OP ATMs - Better Than Free Checking |
$1.75 (only 1 fee) |
| Courtesy Pay |
$37.00 |
| Withdrawal Overdraft |
$37.00 |
| Overdraft Transfer (limit 6 per month) |
$10.00 |
| Card Replacement |
$15.00 |
| IRA |
| Maintenance |
$15.00/year |
| External Transfer |
$35.00 |
| Closing |
$35.00 |
| Checks |
| Money Order |
$2.50 |
| Official Checks |
$3.50 |
| Stop Payment of Official Checks |
$37.00 |
| Check Copy |
$5.00 |
| Copy of Official Check |
$10.00 |
| Wire Transfers |
| Incoming |
$15.00 |
| Outgoing |
$30.00 |
| Foreign |
$50.00 |
| Safe Deposit Boxes |
| 3 x 5 |
$25.00 |
| 5 x 5 |
$30.00 |
| 3 x 10 |
$35.00 |
| 5 x 10 |
$50.00 |
| 10 x 10 |
$75.00 |
| Monthly Late Fee (after 10 days delinquent) |
$5.00/per month |
| Box Drilling |
$200.00 |
| Key Replacement |
$40.00 |
| Service Fees |
| Check Cashing (<$500 on deposit or <$2,500 in loan balances) |
$5.00 |
| Excessive Share Withdrawal (4 free per month) |
$2.00 |
| Credit Union Shared Branch Transactions |
|
| Members living outside a 10-mile radius of AFFCU |
FREE |
| Members going out of town |
FREE |
| Members living within a 10-mile radius of AFFCU |
$3.50 |
| Account Early Closing (closed within 90 days) |
$25.00 |
| Holiday and Back-to-School Club Early Withdrawal |
$5.00 |
| Duplicate Statement/Amortization Schedule (<12 months) |
$5.00 |
| Duplicate Statement/Amortization Schedule (>12 months) |
$10.00 |
| Fax |
$10.00 |
| Photo Copy (per page) |
$0.25 |
| Check by Phone |
$10.00 |
| Notary |
$2.00 |
| Account Verification (excluding financial aid) |
$10.00 |
| Research (1 hour minimum) |
$30.00/hour |
| Re-Clear Check |
$10.00 |
| Member ID Card Replacement |
$3.00 |
| Coin Exchange |
2.00% of amount |
| Invalid Address |
$5.00 |
| Account Reinstatement |
$25.00 |
| Inactive Account (after 9 months for balances <$500) |
$5.00 |
| Inactive Minor Account (after 15 months for balances <$500) |
$1.00 |
| Garnishment/Subpoena/Tax Levee Set Up |
$100.00 |
| Subordination of Lien (subject to restrictions) |
$100.00 |
| Authorization Letter to Remove Vehicle from Country |
$25.00 |
| Loan |
| Loan Pay-Off Statement |
$10.00 |
| Late Charges |
$30.00 |
| Loan Coupon Replacement |
$5.00 |
