Service | Fee |
Electronic Services |
Online Banking |
FREE |
Bill Pay |
FREE |
Mobile Banking |
FREE |
Touch Tone Teller |
FREE |
Savings |
Returned Item (per submission) |
$37.00 |
Account Early Closing (Closed within 90 days) |
$25.00 |
Excessive Withdrawals |
$3.00 |
Inactivity Fee (after 9 months for balances <$500) |
$5.00 |
Inactivity Minor Account Fee (after 15 months for balances <$500) |
$1.00 |
Checking |
Courtesy Pay |
$37.00 |
Non-Sufficient Funds (per submission) |
$37.00 |
Inactivity Fee (after 9 months for balances <$500 (excludes minor accounts) |
$5.00 |
Bill Pay Non-Sufficient Funds (AFFCU/Vendor) |
$37.00/$37.00 |
Stop Payment |
$37.00 |
Returned Items (check or ACH) |
$37.00 |
Overdraft Transfer (limit 6 per month) |
$10.00 |
Draft Reconciliation (1 hour minimum) |
$25.00/hour |
Check Copy |
$5.00 |
Check Orders |
Varies by Design |
ATM/Debit |
Member Foreign ATM |
$1.75 |
Alliance One/CO-OP ATMs - Advantage Plus Checking |
FREE |
Alliance One/CO-OP ATMs - Free Checking |
$1.75 (only 1 fee) |
Alliance One/CO-OP ATMs - Better Than Free Checking |
$1.75 (only 1 fee) |
Courtesy Pay |
$37.00 |
Withdrawal Overdraft |
$37.00 |
Overdraft Transfer (limit 6 per month) |
$10.00 |
Card Replacement |
$15.00 |
IRA |
Maintenance |
$15.00/year |
External Transfer |
$35.00 |
Closing |
$35.00 |
Checks |
Money Order |
$2.50 |
Official Checks |
$3.50 |
Stop Payment of Official Checks |
$37.00 |
Check Copy |
$5.00 |
Copy of Official Check |
$10.00 |
Wire Transfers |
Incoming |
$15.00 |
Outgoing |
$30.00 |
Foreign |
$50.00 |
Safe Deposit Boxes |
3 x 5 |
$25.00 |
5 x 5 |
$30.00 |
3 x 10 |
$35.00 |
5 x 10 |
$50.00 |
10 x 10 |
$75.00 |
Monthly Late Fee (after 10 days delinquent) |
$5.00/per month |
Box Drilling |
$200.00 |
Key Replacement |
$40.00 |
Service Fees |
Check Cashing (<$500 on deposit or <$2,500 in loan balances) |
$5.00 |
Excessive Share Withdrawal (4 free per month) |
$2.00 |
Credit Union Shared Branch Transactions |
|
Members living outside a 10-mile radius of AFFCU |
FREE |
Members going out of town |
FREE |
Members living within a 10-mile radius of AFFCU |
$3.50 |
Account Early Closing (closed within 90 days) |
$25.00 |
Holiday and Back-to-School Club Early Withdrawal |
$5.00 |
Duplicate Statement/Amortization Schedule (<12 months) |
$5.00 |
Duplicate Statement/Amortization Schedule (>12 months) |
$10.00 |
Fax |
$10.00 |
Photo Copy (per page) |
$0.25 |
Check by Phone |
$10.00 |
Notary |
$2.00 |
Account Verification (excluding financial aid) |
$10.00 |
Research (1 hour minimum) |
$30.00/hour |
Re-Clear Check |
$10.00 |
Member ID Card Replacement |
$3.00 |
Coin Exchange |
2.00% of amount |
Invalid Address |
$5.00 |
Account Reinstatement |
$25.00 |
Inactive Account (after 9 months for balances <$500) |
$5.00 |
Inactive Minor Account (after 15 months for balances <$500) |
$1.00 |
Garnishment/Subpoena/Tax Levee Set Up |
$100.00 |
Subordination of Lien (subject to restrictions) |
$100.00 |
Authorization Letter to Remove Vehicle from Country |
$25.00 |
Loan |
Loan Pay-Off Statement |
$10.00 |
Late Charges |
$30.00 |
Loan Coupon Replacement |
$5.00 |