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Checking Accounts

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Your Money Further

You work hard for your money and you need a checking account that will work for you. Take your money further with one of our Free Checking accounts. Whether you’re looking for a basic checking account or one with a few perks, we can help you find an account that’s just right for you. Paying bills isn’t fun, but we sure do make it easy.

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Free Checking Account

Simple, worry-free checking that gives you exactly what the name suggests- a convenient checking account that’s free of monthly service charges and minimum balance requirements.

  • No minimum balance or direct deposit requirements
  • No monthly service fee
  • Free Visa debit card
  • Free Touch Tone Teller (Phone Banking), Online Banking, Bill Pay and digital banking services

Apply Online  Compare Checking Accounts

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Better Than Free Checking Account

Advance Financial has taken free to a whole new level with Better Than Free Checking. Earn interest and free checks for life without any monthly service fees or account requirements.

  • Interest paid on all account balances
  • No minimum balance or direct deposit requirements
  • No monthly service fee
  • Free checks for life1
  • Free Visa debit card
  • Free Touch Tone Teller (Phone Banking), Online Banking, Bill Pay and digital banking services

Apply Online  Compare Checking Accounts

1Free checks are for the lifetime of the account and are duplicate logo checks. Other check design prices may vary.

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Advantage Plus Checking Account

Love ATMs? Hate surcharges? With Advantage Plus Checking, you’ll enjoy more than 33,000 surcharge-free ATMs nationwide and other benefits, all for just $3 a month.

  • Interest paid on all account balances
  • No minimum balance or direct deposit requirements
  • No monthly service fee
  • Free Visa debit card
  • Free ATM withdrawals2
  • Free Touch Tone Teller (Phone Banking), Online Banking, Bill Pay and digital banking services)
  • Free overdraft protection
  • 50% off Safe Deposit boxes
  • Free check copies3

Apply Online  Compare Checking Accounts

2Alliance One and CO-OP ATMs are completely surcharge free for Advantage Plus Checking ($3 monthly fee applies). Free or Better Than Free Checking members are charged only one foreign ATM transaction fee of $1.75 (per occurrence) when using a non-AFFCU ATM within the two networks. AFFCU ATMs are free to members. Visit www.allianceone.coop and www.co-opatm.org to locate eligible ATMs.

3Advantage Plus members receive 12 free internal check copies per year.