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Your Money Further

You work hard for your money and you need a checking account that will work for you. Take your money further with one of our Free Checking accounts. Whether you’re looking for a basic checking account or one with a few perks, we can help you find an account that’s just right for you. Paying bills isn’t fun, but we sure do make it easy.

Account Features FREE CHECKING BETTER THAN FREE CHECKING ADVANTAGE PLUS CHECKING
Summary Ideal for most people People looking for a maximum value account Avid ATM users and those looking for extra benefits from checking
No minimum balance requirement
Pays Dividends  
Membership Fee    
Free ATMs through CO-OP & Alliance One Networks1
Free Checks2  
Free Overdraft Protection    
Courtesy Pay Available
Free Check Copies3    
Free Visa Debit Card
Free Online Banking with Bill Pay
Free Mobile Banking App
Free Card Manager Services
Free Mobile Wallet
Free eStatements
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Disclosures
  1. Alliance One and CO-OP ATMs are completely surcharge free for Advantage Plus Checking ($3 monthly fee applies). Free or Better Than Free Checking members are charged only one foreign ATM transaction fee of $1.75 (per occurrence) when using a non-AFFCU ATM within the two networks. AFFCU ATMs are free to members. Visit www.allianceone.coop and www.co-opatm.org to locate eligible ATMs.
  2. Free checks are for the lifetime of the account and are duplicate logo checks. Other check design prices may vary.
  3. Advantage Plus members receive 12 free internal check copies per year.