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Personal Loans for the Holidays

Make This Season Brighter Without the Credit Card Stress

 

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A Smarter Way to Cover
the Holidays

The holidays should bring joy, not financial strain. Whether it’s gifts, travel, or special celebrations, a personal loan from Advance Financial Federal Credit Union can help you manage the season — without turning to high-interest credit cards.
 

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How Advance Financial Saves You Money

The average family spends around $1,500 during the holidays. A traditional credit card comes with an average interest rate of 24%. If you make only minimum payments, you’ll end up paying over $400 in interest alone, and it could take more than 15 months to pay off.
 
With a personal loan from Advance Financial, however, you’ll enjoy a lower, fixed rate and a clear payoff plan. That can get you through the holidays and ensure you start the new year on stronger financial footing.
 

holiday loanWhy a Personal Loan Makes Sense
A Brighter Season — A Better Bottom Line

A personal loan provides a set amount of money for a specific purpose giving you confidence and control over your budget.

Here’s how you benefit:

  • Predictable payments for the term of your loan (up to 36 months)
  • Competitive rates designed to save you money.
  • Fast approvals and friendly, local service you can trust
  • Easy repayment options via payroll deduction, ACH, or online transfer
  • Lower total cost than revolving credit card debt or retail store financing
  • Manage travel or gift expenses without draining your savings.

Apply Now

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The Advance Financial Advantage

As a member-owned credit union, we focus on your long-term financial wellness with:
  • Fair, transparent rates and terms
  • Personalized service from local experts
  • Easy online and mobile account access
  • Exclusive discounts and special offers through Love My Credit Union Rewards! 
  • Account access at over 5,000 shared branches

 

Not a Member Yet?

Advance Financial is open to anyone who lives, works, worships, volunteers, or studies in Lake or Porter Counties, Indiana as well as family members of current members. Once you’re a member, you’re a member for life — even if you move or your eligibility changes.

Become a Member Today

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Holiday Joy Starts Here

Start the new year with less debt and more peace of mind. Apply today for a personal loan that makes the holidays brighter — and your finances stronger
 

Start Your Application

 

Important Details APR = Annual Percentage Rate.

Rates, terms, and conditions are subject to change and are based on creditworthiness. All loans are subject to approval. Membership eligibility required.