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Whether you’re planning a major renovation, consolidating and paying off debt, or funding a major expense, our Home Equity Line of Credit (HELOC) gives you flexibility and confidence to borrow smarter.
With a HELOC, you’ll enjoy ongoing access to funds through a revolving line of credit — perfect for ongoing projects, unexpected costs, or future plans.
Limited-Time Offer:
For a limited time, Advance Financial is offering members a 1.99% introductory APR* on new Home Equity Lines of Credit for the first six months, followed by a variable rate as low as 6.75% APR*.
It’s a simple, affordable way to make your home work for you and invest in your future.
Apply Today
Choosing the right lender matters.
As your local credit union, we offer more than competitive rates; we offer sound guidance and personalized service to help you borrow confidently and responsibly.
Your home’s equity represents years of hard work, commitment, and investment.
Now, it can help you take the next step toward your goals.
Apply now to take advantage of our Home Equity Line of Credit special — with a low introductory
rate of just 1.99% APR* for the first six months on new HELOCs, followed by variable rates as low as 6.75% APR*.
Apply Today
Not a member yet? See how easy it is to bank local!
Advance Financial Federal Credit Union Home Equity Line of Credit Promotion Rules
*APR = Annual Percentage Rate. 1.99% introductory Annual Percentage Rate (APR) is available on Home Equity Lines of Credit (HELOC) with an 80% loan-to-value (LTV) or less. The APR is based on the person’s credit worthiness. Offer is available for new applications submitted and is for limited time only. Promotion eligibility is applicable to one borrower/member one time only. A minimum of one qualifying transaction must be made within 90 days of the HELOC open date for the introductory APR to apply. The introductory APR will remain fixed for the first 6 months and will begin on the date the HELOC is opened. After the introductory period, the APR becomes variable and adjusts based on the PRIME Rate (the index) as published in the Wall Street Journal. Current PRIME rate as of October 30, 2025 is 7.00%. The variable rate is as low as 6.75%. Variable interest rates may vary according to credit worthiness. Lifetime APR will not exceed 18% and will not go below 3%. Loans are subject to approval and program guidelines. Interest rates and program terms are subject to change without notice. Property insurance is required. Customer pays no closing costs or appraisal fee. Consult a tax advisor regarding the deductibility of interest. Promotion eligibility is applicable to one borrower/member one time only.
4035 Alder Street | East Chicago, IN 46312 | 219.392.3900 31 W US Highway 30 | Schererville, IN 46375 | 219.392.3940