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Advance Financial Federal Credit Union
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Become a Member Today!

 

Drive More. Pay Less.

Get a better rate for the road ahead with flexible financing designed around you.

Rates as low as 3.99% APR* for new or used vehicles. Offer ends July 31st.

Start Your Pre-Approval

couple driving in sunset

Get the car you love with a loan you can handle.

Looking for a new (or newer) vehicle? The right financing makes all the difference.

Advance Financial FCU makes buying a car easier with low rates, flexible terms, and a process that doesn’t slow you down.

You can get pre-approved before you shop, work directly with your dealer, and choose coverage options that protect your vehicle long after you drive off the lot.
 
  • Rates as low as 3.99% APR
  • Terms up to 84 months
  • Pre-approval before you shop
  • Dealer direct financing available
  • Optional GAP coverage
  • Optional Mechanical Repair Coverage (MRC

You choose the best way forward. We’ll walk with you every step of the way.

Plus, here's a little extra for the road.

Get a $50 gas gift card when you close on your auto loan, so your first drive shouldn't come with extra stops.

Limited-time offer through July 31, 2026

Get Pre-Approved

 

family road trip

Why Advance Financial?

We treat you like a person, not a credit score.

Too often, getting a loan feels rushed, confusing, or impersonal. That’s not how we do things here. We take the time to walk you through your options, answer your questions, and make sure everything makes sense, so you can feel confident before you sign anything.

No pressure. No confusion. Just real support from people who care about helping you move forward.
 
“[They] helped me with everything and then some with what I didn't understand to purchase my car. It was a success, and I appreciate everything [they did] for me.” 
— J. Hampton
”Everyone is always so nice, helpful and always friendly. Love this credit union.” 
— C. Antonacopulo
“Had such a great experience over the years here.” 
— P. Schmitt

Not a Member Yet?


Membership is open to individuals (and their families) who live, work, worship, volunteer, or are educated in Lake or Porter Counties in Indiana.

You can apply for your auto loan today and become a member as part of the process.

Apply Today

 

Drive More. Pay Less.

Better rates. Flexible terms. And a process that keeps things moving.
Get pre-approved today and shop with confidence.
Get Pre-Approved

 

APR = Annual Percentage Rate. Rates as low as 3.99% APR for 2022 or newer vehicles: 3.99% for up to 36 months, 4.25% for 37–60 months, 4.75% for 61–72 months, and 5.99% for 73–84 months. Rates may vary based on creditworthiness and are subject to change without notice. Indirect dealer loans and refinancing of existing Advance Financial FCU loans do not qualify. Limited-time offer.
*$50.00 Gas Gift Card offer good on closed and funded Auto Loans over $5,000. Valid from 5/1/26 to 7/31/26. Gift cards will be mailed to the borrower’s address on file.

4035 Alder Street | East Chicago, IN 46312 | 219.392.3900 31 W US Highway 30 | Schererville, IN 46375 | 219.392.3940