Loans

Loans

We Have The Answers

Buying your first home? Or looking at a brand new car? Don’t look any further without the help of Advance Financial. From personal loans to home loans, place your trust with the loan services representatives at Advance Financial. We work with our members to the find the right loan based on your needs. Visit us today at any of our convenient locations. We have the answers to your questions.

Whether you're purchasing new or used, refinancing or buying an extra toy, Advance Financial has some of the lowest rates and most convenient terms around on vehicle loans.

  • Pre-Approvals and Direct Dealer Financing available
  • Terms ranging from 36 months to 84 months
  • Loan repayment can be scheduled for payroll deduction or ACH or can be easily transferred using Online Banking, Mobile Banking or Touch Tone Teller
  • Mechanical Repair Coverage (MRC) and Guaranteed Asset Protection (GAP) available

This loan is an excellent way to rebuild or start a credit history at an affordable rate.

  • Lower interest rate than most other loans
  • Borrowed money must equal the deposits in a savings, money market or CD or 70% of stock value
  • Fixed payments for term of loan (maximum 5 years)
  • Continue to earn dividends on collateral
  • Loan repayment can be scheduled for payroll deduction or ACH or can be easily transferred using Online Banking, Mobile Banking or Touch Tone Teller

Personal loans are a quick, easy way to borrow funds for any personal reason.

  • Fixed payments for term of loan (maximum 36 months)
  • Loan repayment can be scheduled for payroll deduction or ACH or can be easily transferred using Online Banking, Mobile Banking or Touch Tone Teller

Whether you’re a first time home-buyer, experienced or just looking to refinance, Advance Financial has a First Mortgage solution that's right for you.

  • Fixed and variable rate options
  • Terms ranging from 10 to 30 years
  • Adjustable Rate Mortgages (ARMs) and conventional loan types
  • Loan repayment can be scheduled for payroll deduction or ACH or can be easily transferred using Online Banking, Mobile Banking or Touch Tone Teller
  • Payment may also be deducted from your checking account on either the 5th or 15th of the month with SmartPay
  • Contact a Loan Services Representative to discuss our First Mortgage programs

Use the equity in your home to borrow for any reason—home improvements, debt consolidation, college tuition, even a new car.

  • No application or appraisal fees
  • No closing costs*
  • Fixed rate or variable Home Equity Line-of-Credit (HELOC) options
  • Access card sponsored by VISA and convenience checks available with the HELOC
  • Loan repayment (fixed rate only) can be scheduled for payroll deduction or ACH or can be easily transferred using Online Banking, Mobile Banking or Touch Tone Teller
  • Up to 80% loan-to-value financing

*Other conditions may apply.

Advance Financial offers a variety of credit card programs designed specifically to fit your needs.

  • Choose between Platinum, Platinum Rewards, Cash Rewards, Business and Business Rewards
  • Platinum Rewards and Business Rewards earn reward points with purchases
  • Cash Rewards earns 1% cash back on everyday purchases
  • No annual fees except for Business Rewards
  • 0% intro rate for 12 months on purchases and balance transfers with Platinum, Platinum Rewards and Cash Rewards
  • 0% intro rate for 6 months on purchases and balance transfers with Business and Business Rewards
  • No fees for balance transfers
  • Generous credit lines
  • Live 24/7 customer service – toll-free 877.881.6018
  • Internet access to VISA account
  • Online reward redemption for Platinum Rewards and Business Rewards