Savings Rates
Savings Accounts
Effective July 1, 2008
Account Type
APY
Minimum Opening Balance
Regular Share
0.25%
$5
Money Market
$0 - $499.99
0.00%
$0
$500 - $1,999.99
1.75%
$500
$2,000 - $19,999.99
2.25%
$2,000
$20,000 - $74,999.99
2.50%
$20,000
$75,000 +
3.05%
$75,000
Holiday Club
0.25%
$0
Back-to-School Club
0.25%
$0
The Wedding Registry Account
0.25%
$0
IRA Share
0.50%
$50
APY is Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.
Checking Accounts
Effective July 1, 2008
Account Type
APY
Minimum Opening
Balance
Minimum Balance
Requirement
Free
0.00%
$25
$0
Better Than Free
$0 - $499.99
0.25%
$25
$0
$500 - $4,999.99
0.75%
$500
$0
$5,000 - $19,999.99
1.50%
$5,000
$0
$20,000 +
2.00%
$20,000
$0
Advantage
(no longer offered)
0.10%
N/A
N/A
Advantage Plus
($5 monthly fee)
0.15%
$25
$0
APY is Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings.
Share and IRA Certificates
Effective July 2, 2008
Account Type
Dividend Rate
APY
Minimum Opening Balance
3 Month
2.23%
2.25%
$500
6 Month
2.47%
2.50%
$500
6 Month Payday CD
2.47%
2.50%
$40
7 Month CD Special
2.72%
2.75%
$500
12 Month
2.81%
2.85%
$500
12 Month Payday CD
2.81%
2.85%
$20
18 Month
3.06%
3.10%
$500
20 Month CD Special
3.443%
3.50%
$500
24 Month
3.30%
3.35%
$500
36 Month
3.443%
3.50%
$500
48 Month
3.64%
3.70%
$500
60 Month
3.93%
4.00%
$500
APY is Annual Percentage Yield. Rates are subject to change without notice. Penalty for early withdrawal.
