Loan Rates
| Auto,
Boat, RVs & Motorcycles |
Effective
March 1, 2010 |
| Loan Type |
Term |
APR |
Payment Example* |
New Vehicles
2009 - 2010 |
36 Months |
5.00% |
$299.21 |
| 48 Months |
5.25% |
$231.43 |
| 60 Months |
6.00% |
$193.33 |
| 72 Months |
6.50% |
$168.10 |
| 84 Months |
6.50% |
$148.49 |
Used Vehicles
2005 - 2009 |
36 Months |
5.00% |
$299.21 |
| 48 Months |
5.25% |
$231.43 |
| 60 Months |
6.00% |
$193.33 |
| 72 Months |
6.50% |
$168.10 |
| 84 Months |
6.50% |
$148.49 |
Used Vehicles
2003 - 2004 |
36 Months |
5.00% |
$299.21 |
| 48 Months |
5.25% |
$231.43 |
| 60 Months |
6.50% |
$195.66 |
Used Vehicles
2000 - 2002 |
36 Months |
5.75% |
$303.09 |
New Motorcycles
2009 - 2010 |
36 Months |
5.50% |
$301.96 |
| 48 Months |
5.75% |
$233.71 |
| 60 Months |
7.00% |
$198.01 |
Used Motorcycles
2005 - 2009 |
36 Months |
5.50% |
$301.96 |
| 48 Months |
5.75% |
$233.71 |
| 60 Months |
7.00% |
$198.01 |
Used Motorcycles
2003 - 2004 |
36 Months
| 5.50% |
$301.96 |
| 48 Months |
5.75% |
$233.71 |
| 60 Months |
7.50% |
$200.38 |
Used Motorcycles
2001 - 2002 |
36 Months |
6.75% |
$307.63 |
APR is Annual Percentage Rate. Rates may vary according to credit
worthiness and are subject to change without notice. $20,000 minimum for loans from 66 months to 72 months. $25,000 minimum for loans over 72 months. Loans on used vehicles and motorcycles, 2000-2002, cannot exceed 75% of retail.
*All payment examples are based upon a $10,000 loan. To determine
your exact payment, use our loan calculator by clicking
here. |
| First
Mortgage |
Effective March 9, 2010 |
| Loan Type |
APR |
Points |
Payment Example* |
| 10 Years |
4.500% |
0 |
$1,036.387 |
| 15 Years |
4.625% |
0 |
$771.40 |
| 20 Years |
5.000% |
0 |
$659.96 |
| 25 Years |
5.125% |
0 |
$591.90 |
| 30 Years |
5.125% |
0 |
$544.49 |
| 3/1 ARM |
4.250% |
0 |
N/A |
| 5/1 ARM |
4.500% |
0 |
N/A |
| 7/1 ARM |
4.750% |
0 |
N/A |
APR is Annual Percentage Rate. Rates may vary according to credit
worthiness and are subject to change without notice.
*All payment examples are based upon a $100,000 loan. To determine
your exact payment, use our loan calculator by clicking
here.
|
| Home
Equity |
Effective
March 1, 2010 |
| Loan Type |
APR |
| Line-of-Credit |
Prime Rate (+) 1.00% |
| Fixed |
6.75% |
| Tax Loan |
7.00% |
APR is Annual Percentage Rate. Rates may vary according to credit
worthiness and are subject to change without notice. The current
APR based on the Prime Rate (as of December 17, 2008) is 4.25%. The maximum
APR for a Line-of-Credit is Prime (+) 4.00%. |
| VISA
Credit Card |
Effective March 1, 2010 |
| Loan Type |
APR |
| Platinum |
Prime Rate (+) 3.99% |
| 6-Month Intro Rate (Including Balance Transfers) |
0.00% |
APR is Annual Percentage Rate. Rates may vary according to credit
worthiness and are subject to change without notice. The current APR based on the Prime Rate (as of December 17, 2008) is 7.24%. The maximum APR for the VISA Platinum Credit Card is Prime (+) 12.99%. |
| Student
Loans |
Effective
March 1, 2010 |
| Loan Type |
APR |
| Nelnet Subsidized Federal Stafford Loan |
5.60% |
| Nelnet Unsubsidized Federal Stafford Loan |
5.60% |
| Nelnet PLUS Loan |
8.50% |
APR is Annual Percentage Rate. Rates are subject to change without
notice. |
| Other
Loans |
Effective March 1, 2010 |
| Loan Type |
APR |
| Personal |
12.50% |
| Partially Secured (over 50% collateral) |
11.50% |
| Fully Secured |
|
| Stock 50% LTV |
7.50% |
| Share |
5.20% |
| Share Certificate |
3.00% + Certificate Rate |
APR is Annual Percentage Rate. Rates may vary according to credit
worthiness and are subject to change without notice. |
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