Loan Rates
| Auto,
Boat, RVs & Motorcycles |
Effective
September 1, 2010 |
| Loan Type |
Term |
APR |
Payment Example* |
New Vehicles
2009 - 2010 |
36 Months |
5.00% |
$299.21 |
| 48 Months |
5.25% |
$231.43 |
| 60 Months |
6.00% |
$193.33 |
| 72 Months |
6.50% |
$168.10 |
| 84 Months |
6.50% |
$148.49 |
Used Vehicles
2006 - 2009 |
36 Months |
5.00% |
$299.21 |
| 48 Months |
5.25% |
$231.43 |
| 60 Months |
6.00% |
$193.33 |
| 72 Months |
6.50% |
$168.10 |
| 84 Months |
6.50% |
$148.49 |
Used Vehicles
2004 - 2005 |
36 Months |
5.00% |
$299.21 |
| 48 Months |
5.25% |
$231.43 |
| 60 Months |
6.50% |
$195.66 |
Used Vehicles
2003 |
36 Months |
5.75% |
$303.09 |
New Motorcycles
2009 - 2010 |
36 Months |
5.50% |
$301.96 |
| 48 Months |
5.75% |
$233.71 |
| 60 Months |
7.00% |
$198.01 |
Used Motorcycles
2006 - 2009 |
36 Months |
5.50% |
$301.96 |
| 48 Months |
5.75% |
$233.71 |
| 60 Months |
7.00% |
$198.01 |
Used Motorcycles
2004 - 2005 |
36 Months
| 5.50% |
$301.96 |
| 48 Months |
5.75% |
$233.71 |
| 60 Months |
7.50% |
$200.38 |
Used Motorcycles
2003 |
36 Months |
6.75% |
$307.63 |
APR is Annual Percentage Rate. Rates may vary according to credit
worthiness and are subject to change without notice. $20,000 minimum for loans from 66 months to 72 months. $25,000 minimum for loans over 72 months. Loans on used 2003 vehicles and motorcycles cannot exceed 75% of retail.
*All payment examples are based upon a $10,000 loan. To determine
your exact payment, use our loan calculator by clicking
here. |
| First
Mortgage |
Effective September 1, 2010 |
| Loan Type |
APR |
Points |
Payment Example* |
| 10 Years |
4.125% |
0 |
$1,018.40 |
| 15 Years |
4.250% |
0 |
$752.28 |
| 20 Years |
4.625% |
0 |
$639.42 |
| 25 Years |
5.000% |
0 |
$584.59 |
| 30 Years |
5.000% |
0 |
$536.82 |
| 3/1 ARM |
4.250% |
0 |
N/A |
| 5/1 ARM |
4.500% |
0 |
N/A |
| 7/1 ARM |
4.750% |
0 |
N/A |
APR is Annual Percentage Rate. Rates may vary according to credit
worthiness and are subject to change without notice.
*All payment examples are based upon a $100,000 loan. To determine
your exact payment, use our loan calculator by clicking
here.
|
| Home
Equity |
Effective
September 1, 2010 |
| Loan Type |
APR |
| Line-of-Credit |
Prime Rate (+) 1.00% |
| Fixed |
6.75% |
| Tax Loan |
7.00% |
APR is Annual Percentage Rate. Rates may vary according to credit
worthiness and are subject to change without notice. The current
APR based on the Prime Rate (as of December 17, 2008) is 4.25%. The maximum
APR for a Line-of-Credit is Prime (+) 4.00%. |
| VISA
Credit Cards |
Effective September 1, 2010 |
| Loan Type |
APR |
6-Month Intro Rate for all VISA Cards
(Including Balance Transfers) |
0.00% |
| Platinum and Platinum Rewards |
10.99% to 21.99% |
| Cash Rewards |
15.99% |
| Business Card |
Prime + 5.99% |
| Business Rewards Cards |
Prime + 7.99% |
APR is Annual Percentage Rate. Rates may vary according to credit
worthiness and are subject to change without notice. |
| Other
Loans |
Effective September 1, 2010 |
| Loan Type |
APR |
| Personal |
12.50% |
| Partially Secured (over 50% collateral) |
11.50% |
| Fully Secured |
|
| Stock 50% LTV |
7.50% |
| Share |
5.20% |
| Share Certificate |
3.00% + Certificate Rate |
APR is Annual Percentage Rate. Rates may vary according to credit
worthiness and are subject to change without notice. |
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