Loan Rates
| Auto,
Boat, RVs & Motorcycles |
Effective
November 1, 2008 |
| Loan Type |
Term |
APR |
Payment Example* |
New Vehicles
2008 - 2009 |
36 Months |
5.25% |
$300.83 |
| 48 Months |
5.50% |
$232.56 |
| 60 Months |
6.25% |
$194.49 |
| 72 Months |
6.75% |
$169.29 |
| 84 Months |
6.75% |
$149.71 |
Used Vehicles
2004 - 2008 |
36 Months |
5.25% |
$300.83 |
| 48 Months |
5.50% |
$232.56 |
| 60 Months |
6.25% |
$194.49 |
| 72 Months |
6.75% |
$169.29 |
| 84 Months |
6.75% |
$149.71 |
Used Vehicles
2002 - 2003 |
36 Months |
5.25% |
$300.83 |
| 48 Months |
5.50% |
$232.56 |
| 60 Months |
7.00% |
$198.01 |
Used Vehicles
1998 - 2001 |
36 Months |
6.25% |
$305.35 |
New Motorcycles
2008 - 2009 |
36 Months |
5.75% |
$303.09 |
| 48 Months |
6.00% |
$234.85 |
| 60 Months |
7.25% |
$199.19 |
Used Motorcycles
2004 - 2008 |
36 Months |
5.75% |
$303.09 |
| 48 Months |
6.00% |
$234.85 |
| 60 Months |
7.25% |
$199.19 |
Used Motorcycles
2002 - 2003 |
36 Months
| 5.75% |
$303.09 |
| 48 Months |
6.00% |
$234.85 |
| 60 Months |
8.00% |
$202.76 |
Used Motorcycles
1998 - 2001 |
36 Months |
7.25% |
$309.92 |
APR is Annual Percentage Rate. Rates may vary according to credit
worthiness and are subject to change without notice. $20,000 minimum for loans from 66 months to 72 months. $25,000 minimum for loans over 72 months. Loans on used vehicles and motorcycles, 1998-2001, cannot exceed 75% of retail.
*All payment examples are based upon a $10,000 loan. To determine
your exact payment, use our loan calculator by clicking
here. |
| First
Mortgage |
Effective November 20, 2008 |
| Loan Type |
APR |
Points |
Payment Example* |
| 10 Years |
6.375% |
0 |
$1,129.13 |
| 15 Years |
6.375% |
0 |
$864.25 |
| 20 Years |
6.500% |
0 |
$745.57 |
| 25 Years |
6.625% |
0 |
$683.04 |
| 30 Years |
6.625% |
0 |
$640.31 |
| 3/1 ARM |
6.000% |
0 |
N/A |
| 5/1 ARM |
6.125% |
0 |
N/A |
| 7/1 ARM |
6.250% |
0 |
N/A |
APR is Annual Percentage Rate. Rates may vary according to credit
worthiness and are subject to change without notice.
*All payment examples are based upon a $100,000 loan. To determine
your exact payment, use our loan calculator by clicking
here.
|
| Home
Equity |
Effective
November 1, 2008 |
| Loan Type |
APR |
| Line-of-Credit |
Prime Rate (-) 0.05% |
| Special on Balance Transfers to Line-of-Credit |
2.9% for 6 months |
| Fixed |
7.25% |
| Tax Loan |
7.00% |
APR is Annual Percentage Rate. Rates may vary according to credit
worthiness and are subject to change without notice. The current
APR based on the Prime Rate (as of October 30, 2008) is 3.95%. The maximum
APR for a Line-of-Credit is Prime (+) 3.00%. |
| VISA
Credit Card |
Effective November 1, 2008 |
| Loan Type |
APR |
| Platinum |
Prime Rate (+) 3.99% |
| 6-Month Intro Rate (Including Balance Transfers) |
0.00% |
APR is Annual Percentage Rate. Rates may vary according to credit
worthiness and are subject to change without notice. The current APR based on the Prime Rate (as of October 30, 2008) is 7.99%. The maximum APR for the VISA Platinum Credit Card is Prime (+) 12.99%. |
| Student
Loans |
Effective
November 1, 2008 |
| Loan Type |
APR |
| Nelnet Subsidized Federal Stafford Loan |
6.00% |
| Nelnet Unsubsidized Federal Stafford Loan |
6.80% |
| Nelnet PLUS Loan |
8.50% |
APR is Annual Percentage Rate. Rates are subject to change without
notice. |
| Other
Loans |
Effective November 1, 2008 |
| Loan Type |
APR |
| Personal |
12.50% |
| Partially Secured (over 50% collateral) |
11.50% |
| Fully Secured |
|
| Stock 70% LTV |
7.50% |
| Share |
5.20% |
| Share Certificate |
3.00% + Certificate Rate |
APR is Annual Percentage Rate. Rates may vary according to credit
worthiness and are subject to change without notice. |
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