Loan Rates

Auto, Boat, RVs & Motorcycles Effective March 1, 2010
Loan Type Term APR Payment Example*
New Vehicles
  2009 - 2010
36 Months 5.00% $299.21
48 Months 5.25% $231.43
60 Months 6.00% $193.33
72 Months 6.50% $168.10
84 Months 6.50% $148.49
Used Vehicles
  2005 - 2009
36 Months 5.00% $299.21
48 Months 5.25% $231.43
60 Months 6.00% $193.33
72 Months 6.50% $168.10
84 Months 6.50% $148.49
Used Vehicles
  2003 - 2004
36 Months 5.00% $299.21
48 Months 5.25% $231.43
60 Months 6.50% $195.66
Used Vehicles
  2000 - 2002
36 Months 5.75% $303.09
New Motorcycles
  2009 - 2010
36 Months 5.50% $301.96
48 Months 5.75% $233.71
60 Months 7.00% $198.01
Used Motorcycles
  2005 - 2009
36 Months 5.50% $301.96
48 Months 5.75% $233.71
60 Months 7.00% $198.01
Used Motorcycles
  2003 - 2004
36 Months 5.50% $301.96
48 Months 5.75% $233.71
60 Months 7.50% $200.38
Used Motorcycles
  2001 - 2002
36 Months 6.75% $307.63
 
APR is Annual Percentage Rate. Rates may vary according to credit worthiness and are subject to change without notice. $20,000 minimum for loans from 66 months to 72 months. $25,000 minimum for loans over 72 months. Loans on used vehicles and motorcycles, 2000-2002, cannot exceed 75% of retail.

*All payment examples are based upon a $10,000 loan. To determine your exact payment, use our loan calculator by clicking here.

 

First Mortgage Effective March 9, 2010
Loan Type APR Points Payment Example*
10 Years 4.500% 0 $1,036.387
15 Years 4.625% 0 $771.40
20 Years 5.000% 0 $659.96
25 Years 5.125% 0 $591.90
30 Years 5.125% 0 $544.49
3/1 ARM 4.250% 0 N/A
5/1 ARM 4.500% 0 N/A
7/1 ARM 4.750% 0 N/A
 
APR is Annual Percentage Rate. Rates may vary according to credit worthiness and are subject to change without notice.

*All payment examples are based upon a $100,000 loan. To determine your exact payment, use our loan calculator by clicking here.

 

Home Equity Effective March 1, 2010
Loan Type APR
Line-of-Credit Prime Rate (+) 1.00%
Fixed 6.75%
Tax Loan 7.00%
 
APR is Annual Percentage Rate. Rates may vary according to credit worthiness and are subject to change without notice. The current APR based on the Prime Rate (as of December 17, 2008) is 4.25%. The maximum APR for a Line-of-Credit is Prime (+) 4.00%.

 

VISA Credit Card Effective March 1, 2010
Loan Type APR
Platinum Prime Rate (+) 3.99%
6-Month Intro Rate (Including Balance Transfers) 0.00%
 
APR is Annual Percentage Rate. Rates may vary according to credit worthiness and are subject to change without notice. The current APR based on the Prime Rate (as of December 17, 2008) is 7.24%. The maximum APR for the VISA Platinum Credit Card is Prime (+) 12.99%.

 

Student Loans Effective March 1, 2010
Loan Type APR
Nelnet Subsidized Federal Stafford Loan 5.60%
Nelnet Unsubsidized Federal Stafford Loan 5.60%
Nelnet PLUS Loan 8.50%
 
APR is Annual Percentage Rate. Rates are subject to change without notice.

 

Other Loans Effective March 1, 2010
Loan Type APR
Personal 12.50%
Partially Secured (over 50% collateral) 11.50%
Fully Secured  
  Stock 50% LTV 7.50%
  Share 5.20%
  Share Certificate 3.00% + Certificate Rate
 
APR is Annual Percentage Rate. Rates may vary according to credit worthiness and are subject to change without notice.