Services

Online Banking
Manage your finances on your schedule. With free online banking from Advance Financial, you can control your accounts from anywhere you have Internet access, anytime that's convenient for you. Click here to enroll.

  • View balances and current transactions
  • Transfer money from one account to another (within the same account number)
  • View and print check copies
  • Make loan payments from savings or checking
  • Transfer funds between two different accounts (special setup required)

Bill Pay
Pay your bills online in seconds from any computer with Internet access. With Advance Financial's online bill pay, you'll save time and money – no more writing checks, buying stamps or trips to the post office. It's simple, secure, and best of all, it's free. Click here to enroll.

  • Make one-time payments
  • Schedule a payment to be made at a later date
  • Set up recurring payments for bills you pay in the same amount and on the same day every month
  • Sign up with your payee to receive e-mail notification for bill arrival, due dates, upcoming payments and more

E-Statements
Don't wait for your statement in the mail when you can receive it quicker with Advance Financial e-statements. Each quarter (monthly for checking) you'll receive an e-mail notifying you that your new e-statement is available at the E-Branch with the appropriate link. Click here to register.

  • Access and download your statement securely
  • Eliminate paper storage
  • No worry about paper statements getting lost, delayed or destroyed in the mail
  • Absolutely free

E-Notes
E-Notes are free e-mail notifications that the credit union will send you based on a variety of options that you select. Be the first to know when new products or services are available, special offers are announced, rates have changed, etc. You can even opt to receive more “account specific” e-notes that will assist in keeping track of your account balances. Click here to view available options or enroll.

Touch Tone Teller, 219.322.0600 or 800.888.0959
Touch Tone Teller is an audio response service which allows you to conduct many transactions on your accounts 24/7 by simply using a touch tone telephone. Take a look at our posted brochure for your quick reference guide.

  • Transfer money from one account to another (within the same account number)
  • Verify balance information on all accounts
  • Inquire on savings, certificate and loan rates
  • Check payroll postings, last deposit information and check clearing information
  • Request a check withdrawal from share accounts only
  • Make special inquiries, such as interest paid and dividends earned for current and previous year
  • Transfer funds between two different account numbers (special set up required)

ATM Card
The perfect selection for members with a share account only, the ATM card provides you with immediate access to your funds at cash machines worldwide.

  • 24/7 account access
  • Make cash withdrawals ($300 daily maximum)
  • Transfer between savings and checking
  • Make balance inquiries
  • No withdrawal fee when you use an Advance Financial ATM
  • Personal Identification Number (PIN) ensures your accounts are secure

VISA Debit Card
Get the ease of paying by check without actually writing one. Use Advance Financial's VISA debit card to make purchases at any participating VISA merchant, online or to make cash withdrawals.

  • Accepted worldwide, wherever VISA is accepted
  • Used like an ATM card or credit card, with transactions deducted directly from your checking account
  • Allows $300 in daily ATM cash withdrawals
  • No withdrawal fee when you use an Advance Financial ATM
  • Safer than carrying cash and less hassle than toting a checkbook

Overdraft Privilege Service
Have you ever made a mistake in your checkbook? Have you ever had a transaction denied at checkout or had the embarrassment and expense of a returned check?

Advance Financial offers Overdraft Privilege Service for those situations on checking accounts that are maintained in good standing. Should you have occasional or inadvertent overdrafts on your account, we will consider, as a courtesy, the payment of your overdraft items up to your assigned Overdraft Privilege limit. We will charge you an Overdraft Privilege Service Fee for each paid item, but you will save on the embarrassment, inconvenience and additional outside fees associated with denied purchases.

  • Allows you to overdraw your account up to $500
  • No need to do anything or sign any additional in order to qualify
  • No cost if you never need or use the service

Direct Deposit
Skip having to visit the credit union and wait in line to deposit your paycheck, pension or Social Security check. With direct deposit you can have your check deposited immediately into your account on payday.

  • Check can be deposited into checking or savings
  • Earns you more dividends through timelier deposits

Payroll Deduction
With payroll deduction, you can designate a specific amount of your paycheck to be deposited directly into your savings or checking account or applied towards a loan.

  • Convenient way to save
  • Ensures loan payments will be made on time

Overdraft Protection
Avoid bouncing a check and paying the related fee. Funds can be automatically transferred from any credit union account when the necessary funds are not available in your checking account.

  • $5.00 per transfer (free with Advantage Plus)
  • Limit 6 per month

Money Orders
Similar to a cashiers check, a money order is a check-like document that can be used to make purchases or payments that require a higher level of reliability than a personal check.

  • $1.75 each
  • Issued up to $1,000

American Express Travelers Cheques
Travelers Cheques travel with peace of mind. If lost or stolen they are refundable usually within 24 hours.

  • $1.00 per $100/$1.50 per $100 for Two
  • Accepted virtually everywhere
  • 24/7 Customer Service Support

Gift Cheques
Unlike store cards or gift certificates, American Express Gift Cheques let the people you care about get exactly what they want, every time. That's because Gift Cheques can be used to buy virtually anything, anywhere.

  • $2.50 each
  • Available in $25, $50 and $100 denominations
  • Refundable if lost or stolen and 24/7 Customer Service Support
  • Good wherever American Express is accepted

Gift Cards
Give the people you care about the gift of choice. With the American Express Gift Card, they can get whatever they want from wherever they want.

  • $3.95 each
  • Available in $25, $50, $100 and $500
  • Refundable if lost or stolen and 24/7 Customer Service Support
  • Good wherever American Express is accepted

Safe Deposit Boxes (Schererville office only)
A secure way to store your valuables and important documents from fire or theft.

 3 x 3 $20.00
 5 x 5 $25.00
 3 x 10 $30.00
 5 x 10 $40.00
 10 x 10 $60.00

Wire Transfers
Wire transfers are a convenient, fast, and safe way to send money electronically from one financial institution to another, anywhere in the world.

 Incoming $10.00
 Outgoing $25.00
 Foreign $50.00

Night Depository (Schererville and Gary)
The night depository is an easy and convenient way to make deposits when you are unable to visit the credit union during business hours.

Notary Service
Allows members to have documents legally notarized by a public official who confirms signatures are legitimately authentic.


Online Banking
Bill Pay
E-Statements
E-Notes
Touch Tone Teller
ATM Card
VISA Debit Card
Overdraft Privilege Service
Direct Deposit
Payroll Deduction
Overdraft Protection
Money Orders
AmEx Travelers Cheques
Gift Cheques
Gift Cards
Safe Deposit Boxes
Wire Transfers
Night Depository
Notary Service